Digital Wallet as a Solution in Digital Era?

In life, humans need three types of needs. The first requirement is primary needs. Primary needs are the basic needs needed by humans. Derived from the word “primary”, primary needs are needs that should not be ignored by humans. In fact, humans cannot live without their primary needs being met. If the primary needs have been met, then humans can meet their secondary needs. Secondary needs are complementary to primary needs. In contrast to primary needs, these secondary needs are not urgent. Actually, there is still one last need, which is tertiary needs. However, humans in fact can still live only by meeting their primary and secondary needs.

Digital Money
Digital Money

To meet various needs, humans must try and work in order to continue to survive. All of these human needs can only be obtained if humans have money. Therefore, humans work to get money, then the money is used to buy all their needs. That’s how the cycle works. Money is very important in human life. Before the presence of money as a legal instrument of payment, our ancestors exchanged goods or commonly known as barter. However, we as modern humans do not carry out that tradition anymore.

Digital Money

Technology related to money is increasingly sophisticated. Previously we already knew the name of the ATM machine. You certainly already know what an ATM machine is. Then lately, digital money storage devices have arrived. What is it like? Well, this digital money storage tool is certainly different from your wallet. This digital money storage tool is almost the same as a bank account. You don’t keep cash in your pocket or wallet, but you save it on an online server.

Digital Money
Digital Money

The presence of money storage devices or digital wallets is increasing. We can see this from the rise in digital wallet products. In Indonesia alone, the use of digital wallets is increasingly widespread. Various startup companies are competing to develop digital wallets that are better than their competitors. The features contained in this digital wallet are made even more sophisticated and complete. Even more and more users. In fact, some people may not have pocketed cash anymore since the presence of a digital wallet application.

Advantages of Digital Wallet

What are the advantages of digital wallet? Well, in addition to being able to make it easier for you not to bring coins anywhere, digital wallet is also very useful in e-commerce business. E-commerce business or digital business or online business is also increasing in popularity, not only in Indonesia but also throughout the world. You can do all kinds of transactions that you never thought you could do before from your own room.

Digital wallet
Digital wallet

The presence of e-commerce business indeed greatly affects the world economy. The digital age has really arrived. However, that does not mean the presence of this new technology only brings benefits to humans. With all the conveniences offered, humans will become increasingly addicted and dependent on the technology. For example, using a digital wallet makes online shopping transactions easier. This can make them crazy and eager in wasting their money because they actually instead continue to buy goods online that they don’t really need. Therefore, the wisdom of the users must remain number one.